Belongings
Furniture, clothes, and electronics add up faster than most people guess. We’ll use replacement cost as the starting point.
Renters
Renters insurance
Renters insurance covers your belongings and your liability inside a place you don’t own. The building’s policy belongs to the owner.
Apartment and rental-home residents in The Woodlands, Spring, Conroe, and nearby, including people whose lease requires proof of insurance.
Jason Karamath
(806) 445-2987
What I’ll look at
Liability
If a guest is hurt or you cause damage to the unit, liability is the part that matters more than the sofa.
Loss of use
If the unit is unlivable after a covered loss, some policies help with a temporary place to stay.
Here, specifically
Leases around The Woodlands often ask for a renters policy before you get the keys. I can put one together without turning it into a long application.
Common questions
My complex is insured. Am I covered?
The complex is covered for the complex. Your belongings and your liability are yours to insure.
Does renters insurance cover flood?
Contents flood coverage is usually separate. If you’re on a ground floor that has taken water, say so and we’ll look at it specifically.
Have an insurance question?
Ask your neighbor.Tell me what you have. I’ll give you an honest opinion, including if you should leave it alone.